Why would a speaker be afraid of Cats?

Well...
Why wouldn't a speaker be afraid of cats?

*They could have been attacked at one point in their life.
*They could be allergic.
*They could be afraid of dirt and dander that animals carry.
*They could be holding a mouse that is their most prized and precious friend.
*The cat could be a tiger or a leopard.
*The cat could be carrying a disease.
*The cat could be angry.
*They might be running from a cat mafia.
*They could be afraid of making eye contact, which cats are very good at.
*They could have ailurophobia.